Buying Your Dream Home

In todays' busy and complex world purchasing a home can be more time consuming and complicated than other business transactions. First-time buyers quickly discover that there's a lot more to buying real estate, than deciding what vacation to take or what car to buy.

Let us help guide you in MAKING THE RIGHT MOVE by following these easy home buying tips.

Get Pre-Approved

Getting pre-approved for a mortgage before looking at prospective properties will certainly steer you in the right direction as to what your budget on a home will be.

Plan For Today, Not Just Tomorrow

What future goals do you have?  Do you plan on purchasing a home for investment or for your family? Do you want a home that you can pass down to your child or are you  just starting a family?  Are you planning on upsizing or downsizing within the next few years? What is your ideal Location:  What type of lifestyle do you plan on living? [For example: Condo Apartment/Townhome, Semi Detached or  Detached Home.]

Determine Your Time Line

Whether you are a first time home buyer or making your next move, it is important to put a plan in place.  Understanding how much time you have or need will help you stay focused towards your goals.

Be Prepared to Hire the Following Professional Services:

Real Estate Lawyer; Home Inspector; Financial Advisor; Insurance Broker; & Movers

How To Budget  For Your Real Estate Purchase

When you're looking to buy a home, it's easy to forget that there are many additional costs associated with the buying    process. These costs can add up and take an unexpected chunk out of your budget. So it's important to understand the full cost of buying a property.

Pre-closing Costs ~Home inspection, Appraisal and/or survey

Closing Cost ~Land transfer tax, Mortgage insurance, legal fees, Title insurance, Adjustments, Home insurance

After-closing Costs ~moving costs, Utility and service hook-ups, Renovations & repairs, Appliances, furniture & décor

The Buyer Representation Agreement

This is a legal contract giving us the right to act as your exclusive agent in the Buying of your home for a specific period. This agreement spells out exactly what we will do on your behalf and we will take the time necessary to explain this to you.

We will provide you with the advice and the professional services you need to get the best deal possible. We will explore any time constrains you might have, your financial situation, and any future plans.

Getting to know you insures your purchase will be handled to your complete satisfaction

Now That You're Ready ,  Here`s What We Do For You

  • Guiding our clients through the financial approval process
  • Prescreen properties
  • Provide our clients with real time information on available properties
  • Coordinate viewings for prospective properties
  • Prepare an offer that contains clauses and conditions for the buyer's protection
  • Negotiate the best offer possible between buyer and seller
  • Guide  our buyer clients through the home inspection process
  • Prepare all documents to be forwarded to the buyers bank and solicitor
  • Accompany our buyer client through additional visits prior to closing

Spectrum Realty Services Inc., Brokerage, Independently Owned and Operated. Although the information provided here is believed to be accurate, no warranties or representations are made of any kind. It is recommended that buyers and Sellers always verify necessary information.


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